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Type: Posts; User: stacrafty

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  • Post

    Thread: Reasons to be offended

    This guy is thick as a brick

    226454

  • Post

    Thread: Auckland Property Prices

    there is of course a chance

    But from having gone through the process myself, I would say the chance is very slim. Very slim.

    The council has to sign off on the remediation works, and to avoid...

  • Post

    Thread: tax returns and rental income - mortgage?

    Your net rent is as you have said, but to clarify expenses, typical expenses are

    - property manager fees
    - maintenance
    - insurance
    - rates
    - body corporate fees
    - interest on mortgage
    ...

  • Post

    Thread: Dumb question but (property investment question)

    yeah i agree. If the market swings the other way and you for whatever reason can't service your mortgage you are in trouble.

    I was sitting in freehold though and decided to pull some equity out,...

  • Post

    Thread: Dumb question but (property investment question)

    yeah but markets be nuts right now, its super cheap to borrow - I just pulled out more equity, although my debt is now 31% of the portfolio... however markets are going up and up

    and up

  • Post

    Thread: Auckland Property Prices

    https://i.kym-cdn.com/photos/images/original/000/754/474/e32.jpg

    man my 2 bed city fringe 65m2 (not counting 2 car parks) seems pretty sweet for the ~$650 its worth, its not new though could do...

  • Post

    Thread: Dumb question but (property investment question)

    Timmi is just having a laugh, you could argue anyone posting in serious business is somewhat greedy cause we are all broadly here to better our financial positions

  • Post

    Thread: How big is the gaming market in NZ?

    well i have this now

    226351

  • Post

    Thread: Dumb question but (property investment question)

    have a look at crunching the numbers on renting vs buying, often you can rent in a nice place (with the pros and cons of renting of course) for way less than the cost of ownership

  • Post

    Thread: How big is the gaming market in NZ?

    for the thread I mean in NZ... and how many consoles. Its so we can gauge how much extra capacity google stadia might fuel.

    Apparently 22-23% of households have at least 1 gaming device:
    Nintendo...

  • Post

    Thread: How big is the gaming market in NZ?

    I asked my work colleagues and I think I'm just gonna take a weighted average of their guesses based on who I think is the smartest

  • Post

    Thread: How big is the gaming market in NZ?

    Can GP tell me how big the gaming market is?

    - current gen consoles sold
    - PC's
    - tablets

    Any of you guys know?

  • Post

    Thread: **** its cold.

    went for a run yesterday about 7pm, round Mt Eden including up the hill, had this thermal thing on, it was quite warm.
    Then it started raining and I got saturated, ended up pretty cold, had to keep...

  • Post

    Thread: Movies & TV General Discussion Thread

    The Elton John movie is pretty good. Awesome use of his songs (esp the lyrics in them) to play out key parts of his life.

    Also can't say it would have been easy being Elton John.

  • Post

    Thread: thank you gift to bank manager? is it allowed?

    I've dealt with countless bank managers, fund managers, property managers, lawyers etc and this guy was super helpful, one of the most helpful people I've dealt with that's why.

  • Post

    Thread: Radio Controlled Cars - advice please?

    already broke one of the shocks on sunday, had to do a parts run yesterday morning ;)

  • Post

    Thread: Radio Controlled Cars - advice please?

    well i got the car, had a blast with it this weekend, the thing is nuts. So fn fast.

  • Post

    Thread: thank you gift to bank manager? is it allowed?

    yeah nice, I was just more stoked he added in an optional extra he didn't have to. I'll know for the future to push harder on a cash back!

  • Post

    Thread: Auckland Property Prices

    no, you need to realise what rate able value is.

    Its just the council doing a mass valuation which they do every couple of years (3?) at a point in time, to determine how much your rates should...

  • Post

    Thread: thank you gift to bank manager? is it allowed?

    lol, you literally just laughed and called their bluff on the measly $250 and they went right to $1,500? must have felt pretty good

    Yeah borrowing now is pretty sweet rates are so low, these are...

  • Post

    Thread: thank you gift to bank manager? is it allowed?

    I've negotiated interest rates a few basis points lower on the floating mortgages I''ve had.
    I got 3.95%, maybe could have gone lower on that.

    Happy with the cash back though, a guy over there is...

  • Post

    Thread: Radio Controlled Cars - advice please?

    its $1,600 something just for the truck, then cause it needs the best batteries and TWO of them, and a special charger the battery pack + charger is like $500 not $200

    so all up its $2k +

    But...

  • Post

    Thread: Radio Controlled Cars - advice please?

    that ones $800 but then you need to buy a battery pack and charger which is about another $200

  • Post

    Thread: 'Harmoney' Peer to Peer Lending

    so, currently auto lend does for you 4 loans a day @ $25 each = $100 x 365 is gonna be roughly just over $35k a year?
    So at 10% return that puts $35k in your account, so capital to fund this would...

  • Post

    Thread: 'Harmoney' Peer to Peer Lending

    I've always wanted some travel drama

    226162

    At 9.5% chance of default might be drama for the lender too

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