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Type: Posts; User: SCLZ

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  • Post

    Thread: Is there precident for this?

    I was in a similar situation where I had to take on extra responsibilities somewhat unexpectedly, I had to put in some long hours to get up to speed and stay on top of everything. My employer said I...

  • Post

    Thread: Credit Card Transaction Dispute

    Same thing happened to my wife's card (also with ANZ) probably a couple of months ago, also Sydney Apple for two transactions of $149 and one of $1.

    We were already asleep though when the call...

  • Post

    Thread: Ciggie Theft

    Yes wealthy folk can have those stresses, poor folk can have those stresses though AS WELL as financial worries. Honestly though the answer is probably going to be a combination of all of the above. ...

  • Post

    Thread: Follow up to "Relationship debt" thread

    Glad things have reached this milestone for you and the kids ED so you can get on with a new chapter. It's sad she's not seeing the kids and that it's hurting them, but overall it is probably for the...

  • Post

    Thread: Contractors blocking access to property, tenant can't use garage

    Always amazes me the arrogance of some folk, all too happy to inconvenience others to make their life a bit easier.

  • Post

    Thread: Amazon to block Australian shoppers

    I'm not so sure, I think a big reason for Amazon to take this path is that it is more difficult to apply Australian GST with all it's exceptions and rules depending on the product (collect GST on...

  • Post

    Thread: Cross lease and tree issue

    Are you sure the tree is on both zones? Sounds a bit weird to have a tree growing across both sections, is there not a fence separating your two exclusive use zones?

    My crosslease says each unit...

  • Post

    Thread: Auckland Property Prices

    A lot of it is going to depend on what house prices do, if they go down a significant amount then I'd guess it could net off. If prices remain a bit 'sticky' and don't fall by much then I think...

  • Post

    Thread: Which mortgage type?

    Yeah. You can go with the same bank or another one, either way it's best to do a little shopping around and get them to play off one another - get lower rates and possibly little bonuses like cash...

  • Post

    Thread: Car Insurance & Crash - Policy removed for Lie - Other party no insurance - Future in

    The question about whether any of the insureds/regular drivers has had a policy closed or claim denied will still come up. If he got into another crash and the insurance company found out he had been...

  • Post

    Thread: Selling home & buying another

    That doesn't ring any bells with me, never heard of this.

  • Post

    Thread: Sanclaro Group - scam?

    Not sure I'd ever hire a lawyer that can't read an entire thread before posting...

  • Post

    Thread: Auckland Property Prices

    That's odd, my building figure fell by a wide margin while the land value increased by an even larger margin (combined RV $600k to $830k). All my neighbours that I checked also had their land value...

  • Post

    Thread: Manchester Bombing

    Heh, my experience is anecdotal at best but I've only ever seen the exact opposite from my wife's family, friends and associates the last six years we've been together. I'm not Muslim myself but have...

  • Post

    Thread: Home loan/mortgage rates and Fixed or floating?

    Just be aware they might ask to see the offer in writing. When I was negotiating a new mortgage last year I got a quote from another bank that was a lot better than my existing bank's initial offer...

  • Post

    Thread: April Photo Thread

    Took a walk in the garden yesterday and it was rather busy, or maybe it's always busy and I'm just hopeless at noticing it :D Very much an amateur that usually only takes family snaps I don't usually...

  • Post

    Thread: Yet another insurance query

    I second this! It may not be the first time he's done this to someone. Even if it is would be good to get some sort of record made in case he continues to do this in the future.

  • Post

    Thread: 40% deposit for investment properties

    Pretty sure he'd still require the 40% then.

    Trackers if you can't get the 40% I think you'd have to go to a mortgage broker who has contact with non-bank lenders (which I suspect would be most...

  • Post

    Thread: So Trump launched cruise missiles at a Syrian air base.. Discuss..

    Yeah I was thinking this to, it seems to me he potentially has a lot to lose by using chemical weapons and not a lot to gain - you're winning, why rock the boat? But obviously he thinks differently....

  • Post

    Thread: the realest personal finance youtube channel

    I'm amazed by the number of people at my work that don't even do this, soon as they start one of the first things they do is opt out of Kiwisaver because they say they can't afford it or that it's...

  • Post

    Thread: Water Shortage in Auckland

    Was anyone planning on watering their garden in this weather?

  • Post

    Thread: Changing lanes on a roundabout.

    Something about having the view blocked makes roundabouts more efficient, apparently they find people hesitate a lot more if they can see cars on the other side even if it's safe to pull out. So...

  • Post

    Thread: Game over man! Game over!

    :( rip

  • Post

    Thread: Car vs. crowd, Melbourne

    Mind boggles how such a person manages to father four children between two different women, do they not see the crazy before they start having babies?

  • Post

    Thread: Property managers want me to replace fridge door and hob

    Not sure I can contribute much to the thread but I was on the market for a new hob in the last few months and during my research I did note that the glass hobs you refer to are prone to chips on the...

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